Dylan Graham Real Estate Agent San Diego

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Rent vs Buy in San Diego

In the post-Covid period, apartment rents in San Diego are constantly rising. Average asking rent for the apartment in San Diego in 2022. has reached $1,300.

If you plan to settle in San Diego or want to invest smartly and increase your wealth, we definitely recommend buying a house in San Diego rather than renting an apartment.

Another strong reason to buy instead of renting a property in San Diego is to stabilize your monthly expenses. Below, you can calculate the mortgage rate, thus knowing the exact sum of your (probably) most significant monthly payment.

The last reason to buy in favor of renting in San Diego is to take control of future expenses. You won’t depend on a volatile renting market and unpredictable trends.

Mortgage Calculator







Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Best time to buy a house in San Diego

When is the best time to buy a house in San Diego? Unfortunately, the question has no definite answer. When buying a house, one should consider several factors:

  • Average mortgage rates
  • Forecasts for mortgage rates
  • Real estate market trends, both in the USA and in the area you are interested in
  • The advice of a trusted realtor (preferably a local)
  • Your current and future income
  • Your short-term and long-term goals


When to buy a house in San Diego in 2023?

Our recommendation for 2023. is to buy a house now or in the next six months. The reasons are:

  • Mortgage rates are stabilizing after last year’s jump due to the Federal Reserve’s response to inflation.
  • The San Diego housing market is at a turning point. In 2021, home prices in San Diego were proliferating. There’ve been far more buyers than sellers. During 2022, San Diego real estate market stabilized, and the price appreciation slowed.
  • Despite general forecasts for the USA real estate market that predicts a decrease in home prices, San Diego is becoming more and more attractive to future homeowners. The number of buyers is increasing.
  • Investing in real estate is the best way to spend your money. Based on the Gallup poll, real estate has been rated the best long-term investment for nine years in a row.


Real estate is the best long-term investment in the USA
Real estate is the best long-term investment in the USA


Before considering buying a house in San Diego, you should get all the relevant information before your final step.

Please, contact us to compare your goals with a current real estate market situation. It would be best if you didn’t go through the purchasing process alone. The risk of losing money is much higher without a trustful real estate advisor.

Interested in acquiring more useful info about the whole process of buying a home in San Diego, market trends, San Diego houses for sale, obstacles you might face, and other relevant data, grab our free eGuide below.

FAQ about buying a house in San Diego

Absolutely, YES. Based on statistical analysis, homeowners testimonials and surveys, there is a much higher chance of losing money (paying more than the real price was) when purchasing a house without a professional assistance.

There are several proven factors to consider when searching for a realtor in San Diego:

  • Is the realtor licensed
  • How long has he been in the business
  • What his previous clients say about him
  • What is his success rate
  • How fast he finishes transactions
  • What will he do for you
  • Is he willing to hear your goals and wishes
  • Does he have contacts to support the process
  • What is your gut feeling after the first contact


If you face an excellent real estate agent, you don’t have to do anything before the first contact. An experienced realtor will help you realize and formalize your wishes, convert them into goals and plan your budget.

  • Make a list of wishes based on relevance
  • Separate the list into “must” have and “should” have
  • Research San Diego houses for sale or realtors in San Diego
  • Go through your budget – you should have at least 20% of the final price for the down payment
  • Check all San Diego communities
  • If you don’t use a realtor, find professionals for the Home Appraisal, House inspection, mortgage lender, and a lawyer (if you hire a realtor in San Diego, skip this step)
  • If you don’t hire a real estate agent, practice negotiation skills that will be necessary when you find a proper house to buy.

The best real estate advisor to buy a house in San Diego

We know that finding the best real estate agent is not easy. You need a proven professional with whom you’ll “click” from the beginning. The best realtor will be your confidant, advisor, and supporter.

Dylan Graham, a native and long-time realtor (license number DRE#02042746) on the board of directors of the Pacific Southwest Association of Realtors, will relentlessly lead you through the daunting and sometimes frightening process of

  • finding the right property,
  • evaluating it,
  • negotiating,
  • closing the deal and
  • finishing the paperwork.
Dylan Graham the best real estate advisor in San Diego to sell or buy a house

Dylan is the best real estate advisor, based on numerous testimonials. Awarded for his achievements, he is known in San Diego as a skilled professional, friendly and available, ready to go far and beyond for his clients. You can check all reviews and testimonials on the About page.

Call Dylan now; he’ll answer in person, with no obligation attached. If he’s busy at the moment, he’ll contact you in less than 24 hours.

If you are more comfortable with emails, please drop a message to dylan@dylangrealty.com. Dylan will answer any question immediately. Let’s get to know each other and go from there.